When a storm rolls through Santa Monica, Santa Monica Roofing & Maintenance mobilizes immediately. Emergency tarping within 24 hours for exposed decking. Full inspection and documentation within 48 hours of the storm. Insurance claim filed within the week. We move fast because storm damage gets worse with every rain.
We work with every major insurance carrier in CA: State Farm, Allstate, USAA, Liberty Mutual, Farmers, Nationwide, and more. Our supplement team knows Xactimate line items and fights for full replacement when your roof qualifies. If the initial estimate seems low, we document additional damage and resubmit.
Our Storm Damage Repair Process
Damage Assessment
Within 48 hours of the storm, our inspector is on your Santa Monica roof. We check for hail impact, wind-driven shingle lift, cracked ridge caps, and any penetration failures. A full photo report is provided regardless of whether damage is found.
Claim Documentation
We help you file the claim with your insurance carrier using our inspection report, photos, and damage summary. This documentation follows the same standards adjusters use, which means smoother processing.
Meet the Adjuster
We meet your insurance adjuster on-site and walk the roof together. Point out every area of damage documented in our report. If the adjuster misses something, we supplement with additional evidence.
Storm Restoration
Once approved, our Santa Monica crew handles the repair or replacement at the insurance-agreed price. You pay your deductible. We do the work, file the completion paperwork, and you're done.
What Santa Monica Customers Say
"Best experience we've ever had with a home service company. On time, on budget, and the results exceeded what we expected. Truly top-notch."
"From the first phone call to the final walkthrough, everything was seamless. The team was courteous and efficient. Already recommended them to two friends."
"Our neighbors recommended them and now we understand why. Meticulous attention to detail and they treated our home like it was their own."
Why Choose Santa Monica Roofing & Maintenance for Storm Damage Repair?
HAAG Certified Inspectors
HAAG certification is the insurance industry standard for forensic roof inspection. Our reports are trusted by adjusters because they follow the same methodology carriers use.
No Upfront Payment on Claims
We don't ask for money upfront on insurance jobs. You pay your deductible after the work is complete. Your insurance carrier pays the balance directly.
Xactimate Documentation
Our estimates use Xactimate, the same software your insurance company uses. This means faster processing and fewer disputes over line items.
Local Company, Local Reputation
18+ years in Santa Monica. We're not storm chasers from out of state. We live here, work here, and back our warranties because we're not going anywhere.